For public adjusters

Public adjuster software for cleaner, more organized claim files

Keep carrier estimates, contractor scopes, policy documents, client updates, and supplement evidence in one claim workspace — so your team can review differences and prepare files with less reconstruction.

AI-assisted claim organization and review support. Professional review still required.

When claim files sprawl, review slows down

Public adjusters juggle competing estimates, policy language, photos, voicemails, and client messages while carriers and contractors send updates on different timelines.

  • Carrier and contractor estimates live in separate emails and folders
  • Policy endorsements and coverage notes are hard to find during review
  • Requested documents from policyholders slip through follow-up cracks
  • Client SMS and email threads are not tied to the claim record
  • Supplement and dispute packages take time to assemble from scattered sources
  • Photos and inspection notes lack consistent organization by loss area

How XactaClaim helps public adjusters

  • Centralize each claim’s documents, timeline, and communications in one workspace
  • Compare carrier and contractor estimates side by side on Premium plans
  • Track requested items and open follow-ups without separate spreadsheets
  • Use AI-assisted policy and document review to speed prep — not replace your judgment
  • See claim-related client updates sent through XactaClaim when messaging is configured and consent is on file
  • Prepare cleaner review packages before supplements or disputes move forward

Tools public adjusters use in XactaClaim

Real workspace capabilities — availability depends on your plan and setup.

Claim workspace & timeline

See claim activity, phase, and communication history in one place.

Estimate comparison

Premium

Review carrier vs contractor line items and variance context.

Requested items tracking

Track missing documents and open actions tied to each claim.

Policy & document AI review

Pro+

Summarize policy language and uploaded documents for faster prep.

Client updates

Plan & workspace setup

Send email and SMS updates when contact info and consent allow.

Demand drafting support

Premium, when enabled

Assist with demand letter prep from organized claim context.

A typical public adjuster workflow

  1. 1

    Open the claim file

    Create or import the claim with loss details and adjuster assignment.

  2. 2

    Upload estimates & policy docs

    Add carrier estimates, contractor scopes, photos, and policy PDFs.

  3. 3

    Track requested items

    List missing LORs, photos, or endorsements with due dates.

  4. 4

    Compare estimates

    Review variance between carrier and contractor numbers on Premium.

  5. 5

    Communicate with the client

    Log updates and send reminders when messaging is configured.

  6. 6

    Prepare for review

    Export organized context for supplement or dispute preparation.

Example workflows for public adjusters

  • Compare a carrier estimate to a contractor scope before a supplement call
  • Track a policyholder’s missing signed authorization and photo set
  • Organize policy declarations and endorsements for a commercial fire loss
  • Keep XactaClaim-sent client SMS and email updates attached to the same residential claim when messaging is configured and consent is on file
  • Build a cleaner file package before internal or carrier review

Professional review required

XactaClaim provides organization, automation, document review, and AI-assisted analysis tools. It does not provide legal advice, insurance coverage determinations, claim payment guarantees, or professional adjusting services. Outputs should be reviewed by qualified professionals.

Frequently asked questions

No. Public adjusters are one of several claim-side roles XactaClaim supports. Restoration contractors, roofing teams, independent adjusters, and legal support staff also use the workspace.

Organize your next public adjuster claim file

Start with a free workspace, explore Premium tools when you need estimate comparison, or book a demo to walk through your workflow.