Compare carrier and contractor estimates in one claim file
Upload carrier and adjuster or contractor estimate PDFs, review AI-assisted variance context, and create internal review tasks — with the adjuster responsible for every outbound decision.
Built for public adjusters, independent adjusters, and Premium claim teams.
Side-by-side estimate review
- Upload one carrier estimate PDF and one adjuster or contractor estimate PDF per comparison (PDF only, max 25 MB each).
- Identify scope, line-item, and pricing differences in structured review output.
- Identical PDFs are rejected so teams do not run meaningless comparisons.
From comparison to follow-up
- Create internal review tasks from comparison results so staff track open questions deliberately.
- Variance summaries can inform Claim Copilot context — verify against source PDFs before acting.
- Premium adds demand drafting support you edit before save or send when email is enabled — not automatic carrier submission.
Human review and plan gating
- Estimate comparison is a Premium plan capability with fair-use limits on AI-assisted analysis.
- AI-assisted outputs speed preparation — they do not make coverage determinations or replace adjuster judgment.
- Staff review every draft, task, and client-facing message before it leaves the workspace.
Review responsibility
XactaClaim provides organization, automation, document review, and AI-assisted analysis tools. It does not provide legal advice, insurance coverage determinations, claim payment guarantees, or professional adjusting services. Outputs should be reviewed by qualified professionals.
Claim credits control claim-file capacity. AI, messaging, voice, file uploads, and automation features are subject to fair-use limits. Booster packs add claim credits only and do not increase fair-use limits. Extra seats add workspace user capacity only and do not increase claim credits or fair-use limits.
Frequently asked questions
Compare estimates without rebuilding spreadsheets
See Premium pricing or request a demo to walk through estimate upload, comparison review, and demand draft prep.